Comments on: Envelope Budget Software

By: Dustin

Dustin — Wed, 25 Nov 2009 15:52:00 +0000

I wholeheartedly agree that the envelope budget method is the best way to go I have chatted with the developer of Neobudget a few times. He is a good guy. I also have an envelope budget system I would invite your readers to try. You can check it out at inzolo.com. There is a 30 day trial for features. Or, you can continue to use it for free with a few minor limitations.

By: Quilly

Quilly — Mon, 23 Nov 2009 00:24:25 +0000

Dimple — it was the easiest system for me. I am always up for easy!

By: Quilly

Quilly — Mon, 23 Nov 2009 00:23:53 +0000

Gigi — the first real wake up call is to look at where you have spent your money the last several months. Just that alone will likely open your eyes to a cash drain you didn’t even know you had.

By: Quilly

Quilly — Mon, 23 Nov 2009 00:22:31 +0000

Susan — you let your daughter leave home without teaching her how to budget! Oh, mommy fail!

By: Quilly

Quilly — Mon, 23 Nov 2009 00:21:54 +0000

Nessa — we whole-heartedly agree!

By: Quilly

Quilly — Mon, 23 Nov 2009 00:21:33 +0000

Karen, perhaps you should go read Amoeba’s post for the day. The link is in my sidebar. Before you go consider this, the scientists who are warning that drastic measures have to be taken to stop global warning are not making any monies off their data. The folks who say global warming is a sham ARE making money dispersing their info. Always follow the money trail. It rarely ever lies.

By: Karen

Karen — Sun, 22 Nov 2009 19:42:07 +0000

There is no such thing as AGW! I’m surprised at you, amoeba. Aren’t you supposed to be a scientist?

By: Dimple

Dimple — Sun, 22 Nov 2009 17:18:39 +0000

I don’t personally use this system, but it was very good for one of my children; in fact, it was the only money management idea which worked. Without it, the money was spent on whatever impulse came first, with no regard for later needs.

By: gigi-hawaii

gigi-hawaii — Sun, 22 Nov 2009 17:11:06 +0000

Amoeba’s comment made me chuckle. We could learn a thing or two about budgeting, because right now we are struggling to make our car payments.

By: Susan at Stony River

Susan at Stony River — Sun, 22 Nov 2009 15:46:36 +0000

ROFLMAO at the last line of Amoeba’s comment!!

The ‘envelope’ method was what my mother taught me when I was first out on my own, and when I finally screwed up enough and then tried it as a last resort, wow, it worked! And I forgot to pass it on to my daughter when she moved out—will do that today when I call her.

And yeah, why isn’t household budgeting taught in schools? (or is it?: it’s been a long time since I was there…)

By: Nessa

Nessa — Sun, 22 Nov 2009 12:08:31 +0000

Budgeting should be taught in schools beginning in kindergarten. Sunny Sunday #7 - Say a Sunny Thank-You It's Sunday - Do You Know Where You Are?

By: the amoeba

the amoeba — Sun, 22 Nov 2009 10:10:14 +0000

I don’t care if you use software, envelopes, or tin cans. Budgeting is an essential. I think the ability to plan and successfully execute a budget (for an absolute minimum of two years) should be an iron prerequisite for “conjugal relations”; for the penalties of noncompliance, see the Mosaic laws re: fornication. Such a rule, I think, would quickly solve the human population problem and the manifold issues related to it (endemic poverty, global warming), if only because, when confronted with the true costs of child rearing, the sperm counts of most males would drop to zero out of sheer terror.

By: musings

musings — Sun, 22 Nov 2009 09:26:24 +0000

Sounds like a great idea. I guess we’re OK budget wise because I think you’ve figured out that we research everything we plan to buy to death before we actually make a purchase.